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14Jan
How to Do a Title Deed Search in Kenya
Today I'm hoping you will learn how to do a title deed search in Kenya. Conducting a title deed search in Kenya is a crucial process for anyone looking to buy or invest in land or property.
Understanding the ownership and history of a title deed ensures you make informed decisions and avoid potential legal disputes.
This guide will walk you through the process of a title deed search in Kenya, addressing common questions and concerns.
What is a Title Deed?
A title deed serves as the legal proof of ownership of a property. Think of it as your ticket to land ownership!
It provides details about the property, including its location, size, and any restrictions or encumbrances on it.
Ensuring that the title deed is valid and legitimate protects your investment and ownership rights, so you want to make sure it’s all in order.
Read also: How to acquire eTIMS system.
How to Search for Title deed in Kenya
Step 1: Create and Log into your eCitizen account
Creating an eCitizen account is simple, whether you are a resident or in the diaspora. All you need to do is fill in the correct information about yourself. If you have an account just log in by filling in your ID number and password as you wait for the OTP code to be sent either to your email or phone number. Now you can access the land section.
To do all this, all you need is a laptop or download the app to your mobile phone and WiFi on Internet access.
Step 2: Visit the Ministry of Land section
After you click the ministry of lands icon, you should see the land search icon. If you don't see the land search right away, you can save time by searching it at the top of the page.
Step 3: Type in the Title Deed Number on the Land Search
After typing the title number, you will get an online form to fill out. Ensure you fill in all the details correctly. to avoid back and Forths.
Step 4: Make Payment
You will be redirected to make a payment of Ksh. 550. There will be options to pay via Mpesa, credit, or debit card. Choose whichever suites you.
Step 5: Download and Print the Search Results
After payment, a download option will pop up after your payment is successful. However, you can still find the details whenever you log into your eCitizen account.
How Long Does Title Deed Search Take in Kenya?
The search typically takes approximately 24 hours to process the request and anywhere from a few days to a couple of weeks. Ideally, the search results will be available online within 1-3 days and can be downloaded and printed from your eCitizen account.
Factors that may influence this timeframe include the complexity of the search, how responsive the relevant authorities are, and whether any additional documentation is needed.
So, patience is key here!
Also learn: How to Know If a Company is Registered in Kenya.
How Do I Find Out if a Title Deed is Original?
To determine if a title deed is the real deal, follow these steps:
- Verify with the Land Registry: Check the details of the title deed against the records at your local land registry.
- Consult a Lawyer: A legal expert can help assess the validity of the document and ensure there are no legal encumbrances.
- Check for Official Stamps and Signatures: Original title deeds usually have official stamps, signatures, and other security features that make them stand out.
Can You Search Title Deed Online?
Absolutely! You can search for title deeds online through the ARDHISASA an online platform that allows Citizens, other stakeholders and interested parties to interact with land information held and processes undertaken by Government. It has been developed jointly by the Ministry of Land and Physical Planning (MoLPP) and the National Land Commission (NLC) and key partners in Government.
You can also use eCitizen as previously mentioned.
These platforms are super convenient, allowing users to access land records and verify ownership without breaking a sweat. Just keep in mind that for detailed information or official documentation, you might still need to visit the relevant land registry.
Charging a title deed—basically, using your property as collateral for a loan—typically takes about two weeks. However, this can depend on how efficient the land registry is and how quickly your lender moves.
How to Process Title Deed in Kenya?
Processing a title deed involves several steps, and here’s the scoop:
- Application: You start by submitting an application to the land registry.
- Verification: The land office will verify the information you provided, including ownership details.
- Issuance of Title Deed: Once everything checks out, a title deed is issued to you.
Simple as that!
Can a Title Deed Have Two Names in Kenya?
Yes, a title deed can have two names, which indicates joint ownership. This is pretty common among couples, business partners, or family members who co-own a property. Just a heads-up: all parties listed on the deed must agree to any decisions regarding the property. Teamwork makes the dream work!
Can I Use My Title Deed to Secure a Loan?
OfCourse! You can use your title deed as collateral to secure a loan from banks or financial institutions. This process usually requires a valuation of the property and approval from the lender, but it’s a great way to unlock some funds when you need them.
While using this method to secure a loan, you need to be extra careful! You could lose your land if you don't pay the loan back as agreed with your insurer.
Click to know: How to check if your Birth Certificate is Ready in Kenya.
Can a Title Deed Be Revoked?
Yes, a title deed can be revoked under certain circumstances. This could happen due to fraudulent acquisition, failure to adhere to land use regulations, or even non-payment of land rates. If this happens, revocation processes involve legal procedures that often require judicial intervention, which can be a bit of a headache.
How Many Types of Title Deeds Are There in Kenya?
In Kenya, there are several types of title deeds, including:
- Freehold Title Deed: This indicates ownership of land in perpetuity, meaning you own it forever!
- Leasehold Title Deed: This represents ownership for a specified period, after which the land reverts to the government. Think of it as a long-term rental.
- Certificate of Title: Often used interchangeably with a title deed, it serves as proof of ownership but may not always denote full rights.
What is the Difference Between a Certificate of Title and a Title Deed?
A title deed is the legal document that proves ownership of land, while a certificate of title serves as a summary of the title deed and provides essential details about the property.
Both documents are important, but the title deed is the primary proof of ownership.
More about Land
To learn more about land related issues, keep an eye on these websites:
- National Land Commission of Kenya (NLC)
- Office of the Attorney General and Department of Justice - Land Laws
Conclusion
Conducting a title deed search is a vital step in securing property ownership in Kenya. Understanding the processes, requirements, and importance of title deeds can help you navigate the complexities of land transactions more efficiently.
The authenticity of title deeds is very important whether you are purchasing land, securing a loan, or simply verifying ownership. It is key the key to safeguarding your investments.
Any questions? Reach out.
Found this helpful? Leave a comment.
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